Business Financing For Ohio Physician Practices

Doctors hold one of the most prestigious occupation in the US. Annually, surveys conducted such as the Harris Poll shows us that 90% of Americans choose being a physician as the most esteemed profession and their dream job for their children. But the realities facing the medical industry, specifically doctors, threaten the rewards of becoming a physician. Instead, increased regulations, greater patient loads, high overhead and reduced reimbursement from insurance and Medicare are chasing doctors out of private practices; but not all.

Physician jobs are seen as prestigious but they face growing financial challenges. Flexible and affordable funding solutions from Greenbox Capital can help.

There are a few doctors who are holding steadfast to their dream of being in a private practice, offering community-based care and remaining their own boss. How are they managing to resist closing up shop and moving to a hospital? Greenbox Capital offers financial products to help physicians keep their independent practices viable. Certainly, physicians, many of whom have spent 15 years or more in school, deserve this support so they can continue this absolutely vital role in our communities.

Our team of funding advisors provide financing options that are flexible and enable doctors in private practices to prosper. Access to working capital puts physicians in control of their business’s future. Through merchant cash advances¹ or small business loans², doctors can actually evolve their practice along with the current changes taking place in healthcare. A small business loan can enable an investment into an Accountable Care Organizations (ACO) and/or provide funding that is needed to revamp and relaunch and entire practice to transform it into a boutique or even a concierge model.


Small Business Financing Comparison
Greenbox Capital
Bank, Credit Union, other traditional lender

Cash received

In as little as 24 hours

Weeks or months

Application requirements

Easy, Fast online application

Very Little paperwork. 3 months of bank statements

“Soft credit pull.” Does not impact credit. Bad credit not automatic disqualifier

Slow, in-person, complex application

At least one year of bank statements and tax returns

Background check, credit and business references


Low credit score is OK

No collateral is OK

At least 6 months in business

No restrictions on funding use 

Excellent credit  

Collateral or cash assets required

Requires long business history 

Restrictions on funding use

In order to survive during changing times, independent physicians are adopting new business models:

  • Boutique or Concierge model, doctors provide a medical service and get paid a retainer for services or fee per service. In this direct contract model, physicians offer around the clock care.
  • Partnering in an Accountable Care Organizations (ACO). In this model, the physicians can reduce administrative workload and overhead by partnering with hospitals and other groups to deliver Medicare services. 
  • Patient Centered Medical Homes. In this model, primary care doctors regain their role with their patient’s care. The doctor coordinates the care in a partnership with other physicians and specialist within the partnership. Care is closely coordinated in close communication with the patient and family. Costs for running this are shared among the partners.

The above are just a few of the choices physicians have to preserve their dream of staying in independent practice and delivering direct quality patient care.  

Business cash advances or small business loans from Greenbox Capital are an easy way to obtain cash up to $250,000; in as little as 24 hours. With our goal of keeping small businesses and independent doctors strong and in professions viewed as not just prestigious, but vital; Greenbox Capital offers special financial options for medical practices. Unlike traditional lender, , Greenbox Capital is an alternative lender and caters to the uphill challenges that independent doctors in Ohio face.

¹ Greenbox Capital Merchant Cash Advances may not be available in all regions of the United States or Canada.
² Greenbox Capital Small Business Loans may not be available in all regions of the United States or Canada.

For a free consultation, please complete our application or contact our Merchant Account Service Team.