Obtaining a business loan for a restaurant gives you easy access to the capital you need to prioritize, expand, remodel, and maintain cash flow. Greenbox Capital welcomes small restaurant businesses with all types of credit and in all types of circumstances because we focus on the business cash flow and potential.

 

Restaurants contributed close to $799 billion to the US economy in 2017 and employed 14.7 million people. The annual food and beverage sales at full-service restaurants in 2017 totaled $263 billion.

That’s great news to privately owned restaurants, but it’s also daunting. How do you compete in what’s considered to be the most volatile industry in the US? Hard work and dedication are important, but as you well know, they’re not enough. One of the key indicators of success is access to working capital. Restaurant business loans are the secret ingredient.

Greenbox Capital is here to help. As an alternative lender with the goal of strengthening small businesses throughout the US, Puerto Rico, and Canada, we offer financing in the form of restaurant business loans that many small business owners—women in particular—didn’t know they could get.

Female business owners continue to struggle for funding, but all restaurants owners are welcome to apply to Greenbox Capital. We have partnered with female entrepreneurs, helping them to build and grow successful gastronomic establishments.

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Turn Future Sales Into Cash Now

Did you know that as a restaurant that processes credit cards, you may be eligible for a Greenbox Capital quick cash advance based on your future credit card receipts? Called a Merchant Cash Advance (MCA)¹ or credit card receivable funding, this type of restaurant financing is one of the fastest and easiest ways to get working capital. Payback is daily or weekly and fully automated.

Repayment options for Merchant Cash Advances include Automated Clearing House (ACH) payments or split funding through your credit card processor or lockbox. ACH payments are fixed amounts that are deducted daily or weekly from your business bank account and are ideal for the business owner who feels secure knowing the amount of the payment in advance. Another method is split funding, which syncs the payment amount with your credit card receipts.

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Affordable, Flexible Repayment

A small business loan can be paid back via set payment amounts automatically collected daily or weekly from your bank account through Automated Clearing House (ACH). Term lengths range from 3 to 12 months.

Greenbox Capital funding advisors work with you to ensure that the restaurant financing is affordable. Most restaurant owners say they don’t even “feel” the payments of short-term small business loans for restaurants; this funding option fits seamlessly into their everyday business operations.

Generally, business owners averaging a minimum of $7,500 revenue over the past three months can qualify for small business loans equal to 70% or 100% of their monthly revenue. We offer short-term small business loans to new businesses in operation for at least five months. We require three months of bank statements, and a low credit score will not result in an automatic rejection.

We proudly provide a variety of restaurants with small business loans, even if their business has bad credit. Bad credit doesn’t necessarily mean that the business is a bad egg. Traditional lenders look at a business’ face value, which doesn’t tell the whole story. At Greenbox Capital, we investigate many factors, such as recent financial status, as well as signs of growth, profitability, and/or stability. Your chances of receiving small business loans from us are higher than you think.

Working Capital Puts Business Goals Within Reach

How could your restaurant benefit from working capital provided by us? First, an infusion of cash can help you establish priorities. As the business owner, you are the person responsible for making key decisions on company direction, such as whether to buy into a franchise, open another location, or remodel. But if you’re like other small business owners, you’re pulled in multiple directions—from negotiating with suppliers, hiring new employees, and overseeing every operation. Meanwhile, the struggle to keep cash flow liquid is a central fact of life for the majority of small businesses.

Getting to the next level requires working capital. And it’s tough or nearly impossible to get restaurant financing from banks, credit unions, and other traditional lenders. Banks reject small businesses either due to the requested amount, credit history, or the type of business.

Greenbox Capital is refreshingly different. We’re on the side of small business. We don’t base approval solely on credit score. Collateral is not a requirement, and we don’t restrict how the funds are used. Unlike banks that can make you wait weeks or months for approval and have lengthy applications, applying for working capital with us is easy, and funding is fast. Greenbox Capital provides small business loans for restaurants ranging from $5,000 to $250,000 that can be deposited into your bank account in as little as 24 hours.




All About Tires

I have worked with Greenbox over the last couple years when I find the need for working capital and they always provide me with a plan that fits my needs and goals. I would recommend Greenbox to any small business seeking extra funding.I have worked with Greenbox over the last couple years when I find the need for working capital and they always provide me with a plan that fits my needs and goals. I would recommend Greenbox to any small business seeking extra funding.

Charity Hannah

Quick & Check, LLC gas station

All of us at Quick & Check, LLC have benefited from Greebox Capital’s excellent service, and important contributions to our company’s growth and progress.All of us at Quick & Check, LLC have benefited from Greebox Capital’s excellent service, and important contributions to our company’s growth and progress.

Betsy Barbosa

Choice Aire Honduras

Excellent, Professional, Fast, and Honest. This is the second time I have used Greenbox for my needs and they come through as promised. No hassles just professional service. I highly recommend the guys and gals there.

Danny Looney

Green Giant Tree Service

Greenbox Capital is our go to experts in small business loans. They are fast, professional and legit! Thank you Greenbox Capital!

Jenny MacFarlane Davis

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I had an overall good experience with this company. I would recommend them to any small business owner. Staff was very kind and helpful. Would definitely use in the future if I need them.

Jon Linkon

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Fast and really easy process, funds were available the next day. Thanks to Paulo who helped me and Carla for helping me with the details and answered all my questions and made everything run smoothly.

Eric Bergeron

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Excellent, Honest, and Professional. This is the second time they have helped me out and each time is the same great service.

Nabil hossain