Business Financing & Small Business Loans in Toronto

Help your business get ahead with a short-term business loan from Greenbox Capital. We approve applications for business financing and small business loans in Toronto for merchants across many industries, helping people just like you get the cash they need to get out of the red. Get approved for up to $250,000! Whether you have no credit or low credit, Greenbox Capital makes it easy to apply.

Fill out our online application form for business financing in Toronto, and you could receive your funds in less than 24 hours!

Why Not Use a Traditional Bank?

It’s very difficult for small business owners to obtain loans from traditional lending institutions. If a bank even accepts your application, you will have to wait months before approval and provide extensive paperwork to show your business’ financial health and stability. If your company is less than a year old, it’s unlikely a bank will offer a loan. Without a history of financial growth, young companies struggle to meet the minimum requirements a bank needs to accept an application.

Why Choose a Private Lender for Business Financing in Toronto?

Alternative lending solutions, like Greenbox Capital, are different. Because we are private lenders, we can and are willing to take bigger risks on our customers. As a result, we provide minimum requirements for a loan application,  which gives our valued customers the opportunity to access the funds their business needs. Here are just some of the benefits you will have when applying to Greenbox Capital for your business loan in Toronto:

  • A quick online application process—get approved in as little as 24 hours!
  • Easy automatic payments from your bank account through Automated Clearing House (ACH)
  • Flexible payment structure
  • No collateral required
  • Competitive rates
  • Term lengths from 3 to 12 months
  • No credit or low credit—You won’t be turned away!
  • Minimal paperwork required—only three months of bank statements
  • No restrictions on how you use the funds
  • No business plan or growth projections required!
  • Small business loan of up to $250,000

Business Financing that Works for You

At Greenbox Capital, we understand that every business’ financial needs are different. That’s why we offer various lending solutions to help you expand your business, buy new equipment, purchase more inventory, and never worry about paying your employees on time.

Take Advantage of Our Business Financing Solutions

As every business model is structured differently, Greenbox Capital offers various lending products that are designed to help you succeed:

  • Merchant Cash Advance[1] (MCA): Also known as credit card receivable funding, an MCA is a loan amount based on the projected amount of future sales. If your business generated at least $7,500 in revenue for the last three months, you can qualify for an MCA equal to 70–100% of your monthly sales. Obtain as much as $250,000.
  • Financing for Women: Female business owners qualify for small business financing with our special rates. Whether you have no credit or low credit, you’ll find an ideal solution with Greenbox Capital that offers loans from $5,000 to $250,000. We’ll also help you understand all of the lending options available to you, so you can grow your business.
  • Invoice Factoring: If you spend weeks and months waiting on accounts receivable, we offer safe and sensible financial solutions that free up much-needed cash while you wait for invoices to be paid. We can advance as much as 80% of the invoice amount with low monthly terms. Invoice factoring can help you pay your bills and your employees on time.
  • Bad Credit Financing: Lending institutions have traditionally rejected small business owners with bad credit scores because of the inherent risk involved. Greenbox Capital is different. We won’t dismiss your application because of your credit score alone. We look beyond this single measure to assess the financial risk and then, develop a funding solution that more accurately represents your business’ financials.

Business Loans in Toronto for Your Industry

Greenbox Capital understands your industry. Our funding advisors work with you to determine your company’s unique needs, as well as advise you on ways to finance your loan. Our financing solutions are designed to help you succeed. We finance all types of businesses, including:

  • Construction and Manufacturing
  • Pharmacies
  • Physician Offices
  • Retail Clothing Stores
  • Gas Stations
  • Dry Cleaners
  • Day Care Centres
  • Law Offices
  • Dental Offices
  • Restaurants
  • Auto Dealers and Repair Locations

Apply for Small Business Financing!

Do you own a business in Toronto, Mississauga, Oakville, or the GTA? Greenbox Capital offers affordable business loans in Toronto to help your company grow and succeed. Apply now!

[1] Greenbox Capital Merchant Cash Advances may not be available in all regions of the United States or Canada.